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xucreWallet
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Gridxucre
Virtus Pro Populo means "Power to the People", it is the founding principle of the Xucre, the network and the platform. The Xucre will promote the network for the people. The Network will give businesses and communities the power to borrow money from their peers, neighbors and colleagues. The platform will give savers, individuals and communities the power to invest and earn with their savings directly, without an intermediary bank determining where their money is going.
Virtus Pro Populo means "Power to the People", it is the founding principle of the Xucre, the network and the platform. The Xucre will promote the network for the people. The Network will give businesses and communities the power to borrow money from their peers, neighbors and colleagues. The platform will give savers, individuals and communities the power to invest and earn with their savings directly, without an intermediary bank determining where their money is going.
By nature, the Xure democratizes access to financial services for credit and high-yield interest-bearing accounts, without layers of financial intermediaries, each taking a cut of the profits.
Platformxucre
The Xucre was built as an evolution of an old idea in Latin American culture, the concept of "Tanda" has long helped finance the informal purchases and expansion of many Latino-run households and small businesses. These informal lending networks support the community by pooling the collective purchasing power of the group and creating repayment schedules for members to deploy capital when it is most strategic.
The Xucre was built as an evolution of an old idea in Latin American culture, the concept of "Tanda" has long helped finance the informal purchases and expansion of many Latino-run households and small businesses. These informal lending networks support the community by pooling the collective purchasing power of the group and creating repayment schedules for members to deploy capital when it is most strategic. We believe that by creating digital mechanisms for people to create their own Tandas, we can empower funding to reach where it will have the greatest impact.
The XRE platform will create an infrastructure to support and expand access to capital for local businesses. This, we believe, is the main driver of a middle-class economy and a middle-class approach to economic development. By working through a commercial use case, we can tap into the saver market. Using the existing systems of wealth creation of the middle class, we will take advantage of the excess capital in this section of society to finance the expansion of the same society through small business loans.
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Decentralized finance technologies provide the opportunity for communities to take savings and lend to others without the need for a middleman to “hold the bag”.
Decentralized finance means no intermediary financial institutions with high fees. The funds go directly from the savers to the borrowers of the Red Xucre.
Decentralized finance is not fractional reserve banking. You cannot lend more than you have.
We work with the best clients and partners
Build digital financial solutions quickly on the most secure platform designed for regulated markets.
